
In "Leveraged Learning," Danny Iny dismantles traditional education's failings and presents a revolutionary "just-in-time" learning approach. With over 100,000 followers investing $10+ million in his programs, Iny's 4.07-rated guide asks: Why waste years learning what you'll never use?
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A college degree was once America's most reliable investment-a golden ticket guaranteeing upward mobility and prosperity. Work hard, get educated, succeed. Simple. But somewhere between the moon landing and the smartphone revolution, this promise quietly broke. Today, the majority of recent graduates find themselves unemployed or underemployed, with only 27% working in their field of study. Meanwhile, student debt has ballooned past $1.4 trillion, and employers rank formal education dead last among twenty hiring factors. We're witnessing a crisis that extends beyond lecture halls into the heart of the American dream itself. The reliable formula that lifted generations has become a trap, leaving millions with crushing debt and few prospects. What went wrong with the system we trusted to build our futures? Think of credentials like restaurant reviews-shortcuts helping us make decisions without sampling every option. Police uniforms signal training and authority. Medical coats indicate education and ethical commitment. For generations, diplomas worked the same way, certifying that graduates possessed valuable knowledge and skills. Harvard existed for 177 years before issuing its first diploma because credentials only matter once an institution's reputation carries weight. But signals lose meaning when overused or disconnected from substance. When only 5% of males born in 1900 held college degrees, those credentials powerfully differentiated candidates. Today, with nearly 40% of working-age Americans holding degrees, we've created "academic inflation"-degrees becoming prerequisites for more jobs while simultaneously proving insufficient for success. Even worse than ubiquity is education's growing disconnection from workplace reality. Traditional lecture formats prove ineffective for most students. Accreditation creates curriculum inertia. Instructors lack practitioner experience, focusing on academic interests rather than market demands. Most programs were designed either by academics or large corporations, misaligned with the small and mid-market businesses dominating our economy. No wonder a Department of Education study found that the majority of college graduates couldn't compare viewpoints in newspaper editorials, with 14% demonstrating only elementary-school reading levels.
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From Columbia University alumni built in San Francisco

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